Wesley Snipes and Woody Harrelson have a lot in common - they are best friends, foster brothers, work as transit cop partners and are after the same woman. But they have a lot of differences as well, one being sensible and mature while the other is reckless and a compulsive gambler.

Things get out of hand when Harrelson decides to rob the “money train”, a train that collects money from the subway booths. Now Snipes must decide whether to stop or join his sibling and best pal.